smiling woman calling to apply for lease buyout loan

Lease Buyout Loan

Keep the car you love and
secure the best vehicle financing

Avoid the hassle, buyout your lease 

Rate as low as

2.99%

No payments for

45 days

Loans funded

700,000+

couple looking at lease end buyout options pamphlet

Lease-end Buyout

There are several things to consider when it comes to buying out your lease; vehicle condition, mileage, and market value are all important factors that influence your lease-end buyout decision.

Reasons to buy your leased car

You love your car


There’s no better reason than to buy the car you love. Skip the dealership and work with us, AUTOPAY will help you break the lease and officially make it yours.

Over the allowed mileage


Most lease contracts are for three years and 36,000 miles. If you’re over your contract, you’ll owe money; if you’re under, you could leave money on the table.

Excess wear and tear


If your car has scrapes, dings or tears in the upholstery — you could be looking at penalties for excess wear and tear. But if you buy the car, you won’t be charged for the damage.


Early-Lease Buyout

An early lease buyout can be utilized to avoid lease penalties. If worried about going over the allotted mileage, or if there is damage to the car, then an early lease buyout may make sense for you.

man looking at lease end buyout options

Utilize our easy online process

mobile mockup of lease buyout loan application process

1. Apply in minutes

Ready to buy-out your lease? Fill out your application online or over the phone, just enter a few easy details about you and your vehicle and we’ll have you on your way.

2. Confirm your details

We’ll let the numbers speak for themselves. Our network of trusted lending partners competes to deliver you APR as low as 2.99% on approved credit. 

3. Sign & finalize online

Sign your documents with just a few taps from your own mobile device, and you are ready to go. Interest accrues from the date of the new finance contract. 


Credit score friendly

There are several things to consider when it comes to buying out your lease; vehicle condition, mileage, and market value are all important factors that influence your lease-end buyout decision.

Refinance your auto loan and save.

You can apply in minutes.